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Demo login — any valid email address and password works.
Create an account to save your budget.
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Enter your email and we'll send a link to reset your password.
If an account exists for that email, a reset link is on its way.
Check2Check Budget works off deposits, not transactions. Add your recurring Bills and Expenses, your goals, and how you'd like money split — then each time you get paid, we'll recommend where it should go.
Fill in amounts and due dates for what you added, or add anything else that didn't fit the grid.
Tap any that apply — you can adjust amounts and due dates after. Tap again to remove.
Add a target amount, and a target date if you have one in mind.
After Bills & Expenses (including Spending Money) are covered, how should the rest divide across savings, investing, and debt payoff?
Days ahead to check for Bills due
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After Bills & Expenses are covered, how should the rest divide?
Days ahead to check for Bills due
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Switching is instant. Nothing crosses between budgets — bills, goals, history and reserve all belong to one.
A budget is its own set of bills, goals, splits and history.
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Every movement in one place — deposits in, spending out, bills paid and cycles skipped.
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Your phone will ask for permission next. Here is exactly what you are agreeing to.
Scheduled on this device — nothing is sent from a server, and Check2Check never sees your bills.
PRO is a one-time purchase held by the app store, not by us. Everything below is something you can check yourself first.
Only the most recent deposit can be changed — earlier ones may already have been paid out.
This erases everything Check2Check holds on this device. It happens immediately and cannot be undone — there is no backup to restore from.
This is permanent. We delete your login and everything tied to it, and wipe the budget on this device.
This reopens the setup wizard with your current bills, goals and splits already filled in, so you can change them without starting from scratch.
Your account and its data are gone. Thanks for giving Check2Check a try — you're welcome back any time.
Check2Check is a budgeting tool provided by Check2Check. By downloading or using the app you agree to these terms. If you do not agree, please stop using the app and delete it.
Check2Check helps you plan how to divide money you already have across bills, savings goals and spending. It does not connect to your bank, move money, or make payments on your behalf.
Nothing in the app is financial, tax, legal or investment advice. Figures shown are calculations based on the numbers you enter. You are responsible for the accuracy of what you enter and for the decisions you make.
You may create an account so your PRO purchase can be recognised on your devices. Keep your login details secure — you are responsible for activity under your account. You must be old enough to form a binding contract where you live, and at least 13 years old.
The free version of Check2Check is supported by advertising and limits some features, including how many bills and goals you can track, how much bill history you can see, and which color schemes you can use.
PRO is a one-time purchase, not a subscription. Nothing renews and you will not be charged again. PRO unlocks the features described on the upgrade screen at the time of purchase. We may add features to PRO later; we will not remove a feature you paid for and then charge you again for it.
Purchases are processed by the app store you downloaded the app from, not by us. Refunds are handled under that store's policy — we cannot issue or reverse a charge ourselves. If your purchase does not unlock, use "Restore purchase" first, then contact us and we will help.
Your budget — bills, goals, deposits and history — is stored on your device, not on our servers. That means we cannot recover it for you. If you delete the app, reset the app, or lose the device, that data is gone. Details are in the Privacy Policy.
Do not attempt to break, reverse engineer or circumvent the app's paid features, interfere with its advertising, or use it to do anything unlawful.
The app is provided "as is". We do not promise it will be uninterrupted, error-free, or that its calculations will suit your circumstances.
To the extent the law allows, we are not liable for lost data, lost money, missed payments, or other indirect losses arising from your use of the app. Where liability cannot be excluded, it is limited to the amount you paid us. Nothing here removes rights you have under consumer law that cannot be waived.
We may update the app and these terms. If a change materially affects you we will say so in the app. You can stop using Check2Check at any time by deleting it. We may suspend access if these terms are seriously breached.
Questions about these terms: {{ legalContact }}
Everything you enter about your money — bill names and amounts, goals and targets, deposits, allocations, reserve funds and bill history — is stored locally on your device. It is not uploaded to us and we have no way to read it.
Account details. If you create an account, we store your email address and a securely hashed password. We use these only to sign you in and to remember that you own PRO.
Purchase status. When you buy PRO, we record that this account has PRO. The payment itself is handled by your app store — we never receive your card number.
Basic diagnostics. Crash and error reports, so we can fix problems. These do not include your budget data.
The free version shows ads supplied by a third-party ad network. Ad networks may use a device advertising identifier to limit repeats and measure performance, subject to the tracking permission you grant your device. They do not receive your budget data. Buying PRO removes all ads.
We do not sell your personal information. We share only what is necessary with the services that run the app: our authentication provider, the app store that processes your purchase, our ad network, and our crash-reporting provider.
We keep your account record and PRO entitlement for as long as your account exists. Diagnostics are kept for a limited period and then deleted.
Delete your budget. "Reset all data" in the Danger zone erases everything held on your device, immediately and permanently.
Delete your account. "Delete account" in the Danger zone removes your login, your PRO record and the budget on this device. It is permanent and we cannot recover it. Deleting your account does not refund a purchase, and may mean PRO can no longer be restored.
Ads and tracking. You can withdraw ad tracking permission in your device settings at any time. You will still see ads on the free plan, just less relevant ones.
Check2Check is not directed at children under 13, and we do not knowingly collect their information.
If this policy changes materially we will tell you in the app. Questions: {{ legalContact }}
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